▼ 0.50% · 3.625%
HK$20,363
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,997
−HK$643/mo
Today · 4.125%
HK$21,640
baseline
▲ 0.50% · 4.625%
HK$22,957
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,280/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,654
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$617/mo
Today · 4.125%
HK$23,878
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,258/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,756/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,400
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,096
−HK$708/mo
Today · 4.125%
HK$23,804
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,608/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,919
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$678/mo
Today · 4.125%
HK$26,266
baseline
▲ 0.50% · 4.625%
HK$27,650
+HK$1,384/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,532/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$772/mo
Today · 4.125%
HK$25,968
baseline
▲ 0.50% · 4.625%
HK$27,548
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,936/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$739/mo
Today · 4.125%
HK$28,653
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,306/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,296
−HK$836/mo
Today · 4.125%
HK$28,132
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$56,264/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,450
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$801/mo
Today · 4.125%
HK$31,041
baseline
▲ 0.50% · 4.625%
HK$32,677
+HK$1,636/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$62,082/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,395
−HK$901/mo
Today · 4.125%
HK$30,296
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,592/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,566
−HK$863/mo
Today · 4.125%
HK$33,429
baseline
▲ 0.50% · 4.625%
HK$35,191
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,858/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,545
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$965/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,981
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$925/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,705
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,581
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$1,029/mo
Today · 4.125%
HK$34,624
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,248/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,246
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,218
−HK$986/mo
Today · 4.125%
HK$38,204
baseline
▲ 0.50% · 4.625%
HK$40,218
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,408/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$1,094/mo
Today · 4.125%
HK$36,788
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,576/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,512
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,048/mo
Today · 4.125%
HK$40,592
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,184/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,654
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,794
−HK$1,158/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,322
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,777
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,871
−HK$1,109/mo
Today · 4.125%
HK$42,980
baseline
▲ 0.50% · 4.625%
HK$45,246
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,960/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).