▼ 0.50% · 3.625%
HK$21,659
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,333
−HK$684/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,095
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$656/mo
Today · 4.125%
HK$25,397
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,794/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,566
−HK$753/mo
Today · 4.125%
HK$25,319
baseline
▲ 0.50% · 4.625%
HK$26,859
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,638/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$721/mo
Today · 4.125%
HK$27,937
baseline
▲ 0.50% · 4.625%
HK$29,409
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,874/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,991
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,799
−HK$821/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,914
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$786/mo
Today · 4.125%
HK$30,476
baseline
▲ 0.50% · 4.625%
HK$32,083
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,952/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,157
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,032
−HK$890/mo
Today · 4.125%
HK$29,922
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,821/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,844/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,324
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$852/mo
Today · 4.125%
HK$33,016
baseline
▲ 0.50% · 4.625%
HK$34,756
+HK$1,740/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,032/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,322
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,266
−HK$958/mo
Today · 4.125%
HK$32,224
baseline
▲ 0.50% · 4.625%
HK$34,185
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,448/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,733
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$918/mo
Today · 4.125%
HK$35,556
baseline
▲ 0.50% · 4.625%
HK$37,430
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,112/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,488
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$1,027/mo
Today · 4.125%
HK$34,526
baseline
▲ 0.50% · 4.625%
HK$36,626
+HK$2,100/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,052/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,112
−HK$984/mo
Today · 4.125%
HK$38,096
baseline
▲ 0.50% · 4.625%
HK$40,104
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,192/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,654
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$1,095/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,068
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,049/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,164/mo
Today · 4.125%
HK$39,129
baseline
▲ 0.50% · 4.625%
HK$41,510
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,258/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,962
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,061
−HK$1,114/mo
Today · 4.125%
HK$43,175
baseline
▲ 0.50% · 4.625%
HK$45,451
+HK$2,276/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,350/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,986
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,199
−HK$1,232/mo
Today · 4.125%
HK$41,431
baseline
▲ 0.50% · 4.625%
HK$43,952
+HK$2,521/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,862/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,371
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,535
−HK$1,180/mo
Today · 4.125%
HK$45,715
baseline
▲ 0.50% · 4.625%
HK$48,124
+HK$2,409/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,430/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).