▼ 0.50% · 3.625%
HK$16,670
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,188
−HK$527/mo
Today · 4.125%
HK$17,715
baseline
▲ 0.50% · 4.625%
HK$18,793
+HK$1,078/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,430/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,545
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,042
−HK$505/mo
Today · 4.125%
HK$19,547
baseline
▲ 0.50% · 4.625%
HK$20,577
+HK$1,030/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,094/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,337
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$579/mo
Today · 4.125%
HK$19,486
baseline
▲ 0.50% · 4.625%
HK$20,672
+HK$1,186/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,972/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$555/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,635
+HK$1,134/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,004
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,626
−HK$632/mo
Today · 4.125%
HK$21,258
baseline
▲ 0.50% · 4.625%
HK$22,551
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,516/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,254
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,851
−HK$605/mo
Today · 4.125%
HK$23,456
baseline
▲ 0.50% · 4.625%
HK$24,692
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,912/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,670
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$684/mo
Today · 4.125%
HK$23,029
baseline
▲ 0.50% · 4.625%
HK$24,431
+HK$1,402/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,058/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,108
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$656/mo
Today · 4.125%
HK$25,411
baseline
▲ 0.50% · 4.625%
HK$26,750
+HK$1,339/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,822/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$738/mo
Today · 4.125%
HK$24,801
baseline
▲ 0.50% · 4.625%
HK$26,310
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,602/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,963
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,659
−HK$706/mo
Today · 4.125%
HK$27,365
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,730/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,004
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$790/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$28,189
+HK$1,617/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,817
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$757/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,546/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,671
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$843/mo
Today · 4.125%
HK$28,344
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,725/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,688/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$808/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$32,923
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$895/mo
Today · 4.125%
HK$30,115
baseline
▲ 0.50% · 4.625%
HK$31,948
+HK$1,833/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,230/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,372
−HK$857/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$34,981
+HK$1,752/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,005
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$948/mo
Today · 4.125%
HK$31,887
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,774/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,276
−HK$908/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,039
+HK$1,855/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).