▼ 0.50% · 3.625%
HK$20,872
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,521
−HK$659/mo
Today · 4.125%
HK$22,180
baseline
▲ 0.50% · 4.625%
HK$23,530
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,360/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$632/mo
Today · 4.125%
HK$24,474
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,948/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,673
−HK$725/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,541
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,226
−HK$695/mo
Today · 4.125%
HK$26,921
baseline
▲ 0.50% · 4.625%
HK$28,340
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,842/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,046
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$791/mo
Today · 4.125%
HK$26,616
baseline
▲ 0.50% · 4.625%
HK$28,236
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,232/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,611
−HK$758/mo
Today · 4.125%
HK$29,369
baseline
▲ 0.50% · 4.625%
HK$30,917
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,738/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$858/mo
Today · 4.125%
HK$28,835
baseline
▲ 0.50% · 4.625%
HK$30,589
+HK$1,754/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,670/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,185
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,995
−HK$821/mo
Today · 4.125%
HK$31,816
baseline
▲ 0.50% · 4.625%
HK$33,493
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,632/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,220
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$924/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,942
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,379
−HK$884/mo
Today · 4.125%
HK$34,263
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$1,807/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,526/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,307
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,281
−HK$990/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,295
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,763
−HK$948/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,646
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,395
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,433
−HK$1,056/mo
Today · 4.125%
HK$35,489
baseline
▲ 0.50% · 4.625%
HK$37,648
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,978/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,151
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,147
−HK$1,011/mo
Today · 4.125%
HK$39,158
baseline
▲ 0.50% · 4.625%
HK$41,222
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,316/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,585
−HK$1,122/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$40,001
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,473
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,074/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$43,799
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,737
−HK$1,188/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,354
+HK$2,429/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,795
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,916
−HK$1,137/mo
Today · 4.125%
HK$44,053
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,106/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).