▼ 0.50% · 3.625%
HK$14,684
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,140
−HK$465/mo
Today · 4.125%
HK$15,605
baseline
▲ 0.50% · 4.625%
HK$16,554
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,210/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,335
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,774
−HK$444/mo
Today · 4.125%
HK$17,218
baseline
▲ 0.50% · 4.625%
HK$18,126
+HK$908/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,436/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,152
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,655
−HK$510/mo
Today · 4.125%
HK$17,165
baseline
▲ 0.50% · 4.625%
HK$18,209
+HK$1,044/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$34,330/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,969
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,451
−HK$489/mo
Today · 4.125%
HK$18,940
baseline
▲ 0.50% · 4.625%
HK$19,938
+HK$998/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$37,880/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,620
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,169
−HK$556/mo
Today · 4.125%
HK$18,725
baseline
▲ 0.50% · 4.625%
HK$19,865
+HK$1,140/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,450/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,603
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,128
−HK$534/mo
Today · 4.125%
HK$20,662
baseline
▲ 0.50% · 4.625%
HK$21,751
+HK$1,089/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,324/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,089
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$603/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,520
+HK$1,234/mo
Deposit HK$2.25M · loan HK$4.19M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,236
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$577/mo
Today · 4.125%
HK$22,383
baseline
▲ 0.50% · 4.625%
HK$23,563
+HK$1,180/mo
Deposit HK$2.25M · loan HK$4.19M · min. income ≈ HK$44,766/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,557
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,197
−HK$649/mo
Today · 4.125%
HK$21,846
baseline
▲ 0.50% · 4.625%
HK$23,176
+HK$1,330/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,692/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,870
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$622/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,271/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,026
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,711
−HK$696/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,831
+HK$1,424/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$667/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,361/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,494
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,225
−HK$742/mo
Today · 4.125%
HK$24,967
baseline
▲ 0.50% · 4.625%
HK$26,486
+HK$1,519/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$49,934/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,137
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,838
−HK$711/mo
Today · 4.125%
HK$27,549
baseline
▲ 0.50% · 4.625%
HK$29,001
+HK$1,452/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$55,098/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,739
−HK$789/mo
Today · 4.125%
HK$26,528
baseline
▲ 0.50% · 4.625%
HK$28,142
+HK$1,614/mo
Deposit HK$966K · loan HK$5.47M · min. income ≈ HK$53,056/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$756/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$30,814
+HK$1,543/mo
Deposit HK$966K · loan HK$5.47M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$835/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,709/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,404
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$800/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,634/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).