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At today's rate and a 90% mortgage, the deposit on this unit is about HK$678K, with repayments around HK$29,563/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,126/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 2
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 588 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-24 | HK$8.60M | +44.5% 4.1y · 11.0%/yr |
| 2016-07-05 | HK$5.95M | +61.7% 5.8y · 11.0%/yr |
| 2010-09-09 | HK$3.68M | +14.3% |
| 2010-07-07 | HK$3.22M | +20.1% |
| 2005-07-06 | HK$2.68M | +34.0% |
| 2000-08-10 | HK$2.00M | — |