▼ 0.50% · 3.625%
HK$16,686
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,205
−HK$527/mo
Today · 4.125%
HK$17,732
baseline
▲ 0.50% · 4.625%
HK$18,811
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,464/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,562
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,060
−HK$505/mo
Today · 4.125%
HK$19,565
baseline
▲ 0.50% · 4.625%
HK$20,597
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,130/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,354
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,925
−HK$580/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,692
+HK$1,187/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,419
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,966
−HK$556/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,656
+HK$1,134/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,023
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,645
−HK$633/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,872
−HK$606/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,691
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$685/mo
Today · 4.125%
HK$23,051
baseline
▲ 0.50% · 4.625%
HK$24,454
+HK$1,403/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,102/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,131
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$657/mo
Today · 4.125%
HK$25,435
baseline
▲ 0.50% · 4.625%
HK$26,776
+HK$1,341/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,870/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$739/mo
Today · 4.125%
HK$24,825
baseline
▲ 0.50% · 4.625%
HK$26,335
+HK$1,510/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$49,650/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$707/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,444/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,028
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,807
−HK$791/mo
Today · 4.125%
HK$26,598
baseline
▲ 0.50% · 4.625%
HK$28,216
+HK$1,618/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,196/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,844
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,590
−HK$758/mo
Today · 4.125%
HK$29,348
baseline
▲ 0.50% · 4.625%
HK$30,895
+HK$1,547/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,696/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,697
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$844/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$30,097
+HK$1,726/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,497
−HK$808/mo
Today · 4.125%
HK$31,305
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,650/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,610/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$896/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,834/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,556
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$858/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,014
+HK$1,753/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,034
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,968
−HK$949/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,942/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,412
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,309
−HK$909/mo
Today · 4.125%
HK$35,218
baseline
▲ 0.50% · 4.625%
HK$37,074
+HK$1,856/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,436/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,522 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).