▼ 0.50% · 3.625%
HK$20,839
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,487
−HK$659/mo
Today · 4.125%
HK$22,146
baseline
▲ 0.50% · 4.625%
HK$23,493
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,292/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,183
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,805
−HK$631/mo
Today · 4.125%
HK$24,436
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,872/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$724/mo
Today · 4.125%
HK$24,360
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,720/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,501
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,185
−HK$694/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,296
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$790/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$757/mo
Today · 4.125%
HK$29,323
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,545/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,646/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,933
−HK$856/mo
Today · 4.125%
HK$28,789
baseline
▲ 0.50% · 4.625%
HK$30,541
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,578/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,946
−HK$820/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,441
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,082
−HK$922/mo
Today · 4.125%
HK$31,004
baseline
▲ 0.50% · 4.625%
HK$32,891
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,008/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,456
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,327
−HK$883/mo
Today · 4.125%
HK$34,210
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,420/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,258
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$988/mo
Today · 4.125%
HK$33,219
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$2,021/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,438/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,775
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,707
−HK$947/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$1,932/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,342
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$1,053/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,589
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,093
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,088
−HK$1,009/mo
Today · 4.125%
HK$39,097
baseline
▲ 0.50% · 4.625%
HK$41,158
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,194/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,426
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,528
−HK$1,120/mo
Today · 4.125%
HK$37,648
baseline
▲ 0.50% · 4.625%
HK$39,939
+HK$2,291/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,296/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,411
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,073/mo
Today · 4.125%
HK$41,541
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,082/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,677
−HK$1,185/mo
Today · 4.125%
HK$39,862
baseline
▲ 0.50% · 4.625%
HK$42,288
+HK$2,426/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$79,724/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,730
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,849
−HK$1,135/mo
Today · 4.125%
HK$43,984
baseline
▲ 0.50% · 4.625%
HK$46,303
+HK$2,319/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$87,968/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).