▼ 0.50% · 3.625%
HK$21,713
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,388
−HK$686/mo
Today · 4.125%
HK$23,074
baseline
▲ 0.50% · 4.625%
HK$24,478
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,148/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,155
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,803
−HK$657/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,627
−HK$755/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,926
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,571
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$723/mo
Today · 4.125%
HK$28,006
baseline
▲ 0.50% · 4.625%
HK$29,483
+HK$1,477/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$56,012/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,055
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,866
−HK$823/mo
Today · 4.125%
HK$27,689
baseline
▲ 0.50% · 4.625%
HK$29,374
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,378/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,986
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$788/mo
Today · 4.125%
HK$30,552
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,104/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,227
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,105
−HK$892/mo
Today · 4.125%
HK$29,997
baseline
▲ 0.50% · 4.625%
HK$31,822
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,994/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,402
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,244
−HK$854/mo
Today · 4.125%
HK$33,098
baseline
▲ 0.50% · 4.625%
HK$34,843
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,196/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,398
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$961/mo
Today · 4.125%
HK$32,304
baseline
▲ 0.50% · 4.625%
HK$34,270
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,608/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$920/mo
Today · 4.125%
HK$35,644
baseline
▲ 0.50% · 4.625%
HK$37,523
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,288/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$1,030/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$985/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,740
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,821
−HK$1,098/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,685
−HK$1,052/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,912
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,060
−HK$1,166/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,613
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,064
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,165
−HK$1,118/mo
Today · 4.125%
HK$43,283
baseline
▲ 0.50% · 4.625%
HK$45,564
+HK$2,281/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,566/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,083
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,235/mo
Today · 4.125%
HK$41,534
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,068/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,480
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,646
−HK$1,183/mo
Today · 4.125%
HK$45,829
baseline
▲ 0.50% · 4.625%
HK$48,244
+HK$2,415/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,658/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,210 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).