▼ 0.50% · 3.625%
HK$20,872
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$659/mo
Today · 4.125%
HK$22,181
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,362/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,220
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$632/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,765
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$725/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,884
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,227
−HK$695/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,341
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$792/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,864
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,918
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,134
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,978
−HK$858/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,590
+HK$1,754/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,186
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,996
−HK$821/mo
Today · 4.125%
HK$31,817
baseline
▲ 0.50% · 4.625%
HK$33,494
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,634/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$924/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$885/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,309
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,282
−HK$990/mo
Today · 4.125%
HK$33,272
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,544/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,830
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$947/mo
Today · 4.125%
HK$36,712
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,424/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,396
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$1,055/mo
Today · 4.125%
HK$35,490
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,980/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,149
−HK$1,011/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,224
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,483
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,587
−HK$1,121/mo
Today · 4.125%
HK$37,708
baseline
▲ 0.50% · 4.625%
HK$40,003
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,416/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,475
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,533
−HK$1,074/mo
Today · 4.125%
HK$41,607
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,214/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,570
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,739
−HK$1,187/mo
Today · 4.125%
HK$39,926
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,430/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,852/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,797
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,918
−HK$1,137/mo
Today · 4.125%
HK$44,055
baseline
▲ 0.50% · 4.625%
HK$46,377
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,110/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).