▼ 0.50% · 3.625%
HK$18,749
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,333
−HK$592/mo
Today · 4.125%
HK$19,925
baseline
▲ 0.50% · 4.625%
HK$21,137
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,850/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,858
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$567/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,144
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,624
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,266
−HK$652/mo
Today · 4.125%
HK$21,918
baseline
▲ 0.50% · 4.625%
HK$23,251
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,836/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,944
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,560
−HK$624/mo
Today · 4.125%
HK$24,184
baseline
▲ 0.50% · 4.625%
HK$25,459
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,368/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,499
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,199
−HK$711/mo
Today · 4.125%
HK$23,910
baseline
▲ 0.50% · 4.625%
HK$25,365
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,820/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,030
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$681/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,773
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,374
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,132
−HK$771/mo
Today · 4.125%
HK$25,903
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,806/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,116
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$738/mo
Today · 4.125%
HK$28,581
baseline
▲ 0.50% · 4.625%
HK$30,087
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,162/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,066
−HK$829/mo
Today · 4.125%
HK$27,895
baseline
▲ 0.50% · 4.625%
HK$29,592
+HK$1,697/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,790/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$794/mo
Today · 4.125%
HK$30,779
baseline
▲ 0.50% · 4.625%
HK$32,402
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,558/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,999
−HK$889/mo
Today · 4.125%
HK$29,888
baseline
▲ 0.50% · 4.625%
HK$31,706
+HK$1,818/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,776/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,288
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,127
−HK$851/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,738/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,999
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,932
−HK$948/mo
Today · 4.125%
HK$31,880
baseline
▲ 0.50% · 4.625%
HK$33,820
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,760/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,373
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,269
−HK$908/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,865
−HK$1,008/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,459
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,410
−HK$965/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,345
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,066/mo
Today · 4.125%
HK$35,865
baseline
▲ 0.50% · 4.625%
HK$38,047
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,730/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,545
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,552
−HK$1,022/mo
Today · 4.125%
HK$39,574
baseline
▲ 0.50% · 4.625%
HK$41,660
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,148/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).