▼ 0.50% · 3.625%
HK$21,339
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,002
−HK$675/mo
Today · 4.125%
HK$22,677
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,354/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,376
−HK$645/mo
Today · 4.125%
HK$25,021
baseline
▲ 0.50% · 4.625%
HK$26,340
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,042/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,472
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,203
−HK$741/mo
Today · 4.125%
HK$24,944
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,888/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,113
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$711/mo
Today · 4.125%
HK$27,524
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,048/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,606
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,403
−HK$809/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,868
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,487
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$775/mo
Today · 4.125%
HK$30,026
baseline
▲ 0.50% · 4.625%
HK$31,608
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,052/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,603
−HK$877/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,273
+HK$1,793/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,861
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,688
−HK$840/mo
Today · 4.125%
HK$32,528
baseline
▲ 0.50% · 4.625%
HK$34,242
+HK$1,714/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,056/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$944/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$904/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$36,877
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,008
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$1,012/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$36,085
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,563
−HK$969/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,142
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,204
−HK$1,079/mo
Today · 4.125%
HK$36,283
baseline
▲ 0.50% · 4.625%
HK$38,490
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,566/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,982
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,033/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,145
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,276
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,404
−HK$1,146/mo
Today · 4.125%
HK$38,550
baseline
▲ 0.50% · 4.625%
HK$40,896
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,100/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,356
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,438
−HK$1,098/mo
Today · 4.125%
HK$42,536
baseline
▲ 0.50% · 4.625%
HK$44,779
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,072/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,409
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,604
−HK$1,214/mo
Today · 4.125%
HK$40,818
baseline
▲ 0.50% · 4.625%
HK$43,302
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,636/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,730
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,163/mo
Today · 4.125%
HK$45,039
baseline
▲ 0.50% · 4.625%
HK$47,413
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,078/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).