▼ 0.50% · 3.625%
HK$21,715
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,390
−HK$686/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,157
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$658/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,886
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$755/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,286
−HK$723/mo
Today · 4.125%
HK$28,009
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,476/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,018/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,868
−HK$824/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,989
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,766
−HK$789/mo
Today · 4.125%
HK$30,555
baseline
▲ 0.50% · 4.625%
HK$32,166
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,110/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,229
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$892/mo
Today · 4.125%
HK$29,999
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,998/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$854/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$34,846
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,401
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,346
−HK$961/mo
Today · 4.125%
HK$32,307
baseline
▲ 0.50% · 4.625%
HK$34,273
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,614/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$920/mo
Today · 4.125%
HK$35,648
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,296/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,572
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$1,030/mo
Today · 4.125%
HK$34,615
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,230/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,236
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,208
−HK$986/mo
Today · 4.125%
HK$38,194
baseline
▲ 0.50% · 4.625%
HK$40,207
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,388/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,744
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,824
−HK$1,098/mo
Today · 4.125%
HK$36,922
baseline
▲ 0.50% · 4.625%
HK$39,169
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,844/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,689
−HK$1,051/mo
Today · 4.125%
HK$40,740
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,148/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,480/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,915
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,167/mo
Today · 4.125%
HK$39,230
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,460/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,068
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,169
−HK$1,117/mo
Today · 4.125%
HK$43,286
baseline
▲ 0.50% · 4.625%
HK$45,568
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,572/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,302
−HK$1,236/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$44,065
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,483
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,183/mo
Today · 4.125%
HK$45,833
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,666/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).