▼ 0.50% · 3.625%
HK$19,172
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,768
−HK$606/mo
Today · 4.125%
HK$20,374
baseline
▲ 0.50% · 4.625%
HK$21,614
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,748/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,328
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,900
−HK$581/mo
Today · 4.125%
HK$22,481
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,962/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,089
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,745
−HK$666/mo
Today · 4.125%
HK$22,411
baseline
▲ 0.50% · 4.625%
HK$23,775
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,822/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,090
−HK$639/mo
Today · 4.125%
HK$24,729
baseline
▲ 0.50% · 4.625%
HK$26,032
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,458/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,006
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,722
−HK$727/mo
Today · 4.125%
HK$24,449
baseline
▲ 0.50% · 4.625%
HK$25,936
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,898/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$697/mo
Today · 4.125%
HK$26,977
baseline
▲ 0.50% · 4.625%
HK$28,399
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,954/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,923
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$788/mo
Today · 4.125%
HK$26,486
baseline
▲ 0.50% · 4.625%
HK$28,098
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,972/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,470
−HK$755/mo
Today · 4.125%
HK$29,225
baseline
▲ 0.50% · 4.625%
HK$30,765
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,450/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,840
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,675
−HK$848/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,259
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,859
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$813/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,757
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,652
−HK$909/mo
Today · 4.125%
HK$30,561
baseline
▲ 0.50% · 4.625%
HK$32,420
+HK$1,859/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,122/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,850
−HK$871/mo
Today · 4.125%
HK$33,721
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,442/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$969/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$929/mo
Today · 4.125%
HK$35,969
baseline
▲ 0.50% · 4.625%
HK$37,865
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,938/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,606
−HK$1,030/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$2,107/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$987/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,014/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$1,091/mo
Today · 4.125%
HK$36,673
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$2,231/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,346/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,391
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,045/mo
Today · 4.125%
HK$40,465
baseline
▲ 0.50% · 4.625%
HK$42,598
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,930/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).