▼ 0.50% · 3.625%
HK$20,498
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,136
−HK$647/mo
Today · 4.125%
HK$21,783
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,326/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$621/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,548
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$713/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$683/mo
Today · 4.125%
HK$26,440
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,393/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$52,880/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$777/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$744/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,363
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,647
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,476
−HK$843/mo
Today · 4.125%
HK$28,319
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,638/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,645
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,440
−HK$807/mo
Today · 4.125%
HK$31,247
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,494/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$907/mo
Today · 4.125%
HK$30,497
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,994/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,782
−HK$868/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,747
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,703
−HK$972/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,206
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,123
−HK$931/mo
Today · 4.125%
HK$36,054
baseline
▲ 0.50% · 4.625%
HK$37,954
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,108/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,817
−HK$1,037/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,974
+HK$2,120/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,486
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$992/mo
Today · 4.125%
HK$38,457
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,914/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,847
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$1,101/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$39,285
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,806
−HK$1,055/mo
Today · 4.125%
HK$40,861
baseline
▲ 0.50% · 4.625%
HK$43,015
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,722/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,897
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,044
−HK$1,166/mo
Today · 4.125%
HK$39,210
baseline
▲ 0.50% · 4.625%
HK$41,596
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,420/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,047
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,148
−HK$1,117/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,545
+HK$2,280/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).