▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$637/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,302/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$610/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,244/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$700/mo
Today · 4.125%
HK$23,542
baseline
▲ 0.50% · 4.625%
HK$24,974
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,084/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,645
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,305
−HK$671/mo
Today · 4.125%
HK$25,976
baseline
▲ 0.50% · 4.625%
HK$27,345
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,952/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$764/mo
Today · 4.125%
HK$25,682
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,364/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,885
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$731/mo
Today · 4.125%
HK$28,337
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,674/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$827/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$793/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,194
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,071
−HK$891/mo
Today · 4.125%
HK$29,962
baseline
▲ 0.50% · 4.625%
HK$31,785
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,924/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,207
−HK$853/mo
Today · 4.125%
HK$33,060
baseline
▲ 0.50% · 4.625%
HK$34,803
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,120/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,148
−HK$954/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$34,056
+HK$1,954/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$915/mo
Today · 4.125%
HK$35,422
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,844/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,222
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$1,019/mo
Today · 4.125%
HK$34,243
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$2,083/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,486/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,847
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,808
−HK$975/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$39,775
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,236
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,301
−HK$1,082/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$2,214/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,087
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,037/mo
Today · 4.125%
HK$40,145
baseline
▲ 0.50% · 4.625%
HK$42,261
+HK$2,116/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$80,290/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,250
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$1,146/mo
Today · 4.125%
HK$38,523
baseline
▲ 0.50% · 4.625%
HK$40,867
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,046/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,409
−HK$1,097/mo
Today · 4.125%
HK$42,506
baseline
▲ 0.50% · 4.625%
HK$44,747
+HK$2,241/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,012/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).