▼ 0.50% · 3.625%
HK$19,437
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,042
−HK$614/mo
Today · 4.125%
HK$20,656
baseline
▲ 0.50% · 4.625%
HK$21,913
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,312/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,624
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,204
−HK$588/mo
Today · 4.125%
HK$22,792
baseline
▲ 0.50% · 4.625%
HK$23,993
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,584/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,381
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,046
−HK$676/mo
Today · 4.125%
HK$22,722
baseline
▲ 0.50% · 4.625%
HK$24,104
+HK$1,382/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,444/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,786
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,424
−HK$647/mo
Today · 4.125%
HK$25,071
baseline
▲ 0.50% · 4.625%
HK$26,393
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,142/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,325
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,050
−HK$737/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,644
−HK$706/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$28,792
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,268
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,054
−HK$799/mo
Today · 4.125%
HK$26,853
baseline
▲ 0.50% · 4.625%
HK$28,487
+HK$1,634/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,706/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,111
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$764/mo
Today · 4.125%
HK$29,629
baseline
▲ 0.50% · 4.625%
HK$31,191
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,258/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,212
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,058
−HK$860/mo
Today · 4.125%
HK$28,918
baseline
▲ 0.50% · 4.625%
HK$30,678
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,836/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,273
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,085
−HK$824/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,591
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,156
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,063
−HK$921/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,885/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,435
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$883/mo
Today · 4.125%
HK$34,188
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,376/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,099
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,067
−HK$983/mo
Today · 4.125%
HK$33,050
baseline
▲ 0.50% · 4.625%
HK$35,061
+HK$2,011/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$66,100/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,598
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,526
−HK$941/mo
Today · 4.125%
HK$36,467
baseline
▲ 0.50% · 4.625%
HK$38,389
+HK$1,922/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$72,934/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$1,044/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$2,137/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,760
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,000/mo
Today · 4.125%
HK$38,746
baseline
▲ 0.50% · 4.625%
HK$40,789
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,987
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,075
−HK$1,106/mo
Today · 4.125%
HK$37,181
baseline
▲ 0.50% · 4.625%
HK$39,443
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,362/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,923
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,059/mo
Today · 4.125%
HK$41,025
baseline
▲ 0.50% · 4.625%
HK$43,188
+HK$2,163/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,050/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).