▼ 0.50% · 3.625%
HK$18,344
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,915
−HK$579/mo
Today · 4.125%
HK$19,494
baseline
▲ 0.50% · 4.625%
HK$20,681
+HK$1,187/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,988/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,408
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$555/mo
Today · 4.125%
HK$21,510
baseline
▲ 0.50% · 4.625%
HK$22,644
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,020/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,179
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,806
−HK$638/mo
Today · 4.125%
HK$21,444
baseline
▲ 0.50% · 4.625%
HK$22,749
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,888/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,448
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,051
−HK$610/mo
Today · 4.125%
HK$23,661
baseline
▲ 0.50% · 4.625%
HK$24,908
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,322/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,698
−HK$695/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$666/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,589
−HK$754/mo
Today · 4.125%
HK$25,343
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,686/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$721/mo
Today · 4.125%
HK$27,963
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,926/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,682
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,481
−HK$811/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,571
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$777/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,588/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,516
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$870/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$832/mo
Today · 4.125%
HK$32,265
baseline
▲ 0.50% · 4.625%
HK$33,966
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,530/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,351
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$927/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$33,089
+HK$1,898/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,528
−HK$888/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,231
+HK$1,815/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,832/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,185
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,155
−HK$986/mo
Today · 4.125%
HK$33,141
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$2,016/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,282/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,693
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,624
−HK$943/mo
Today · 4.125%
HK$36,567
baseline
▲ 0.50% · 4.625%
HK$38,495
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,134/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,019
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$1,043/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,734
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$999/mo
Today · 4.125%
HK$38,718
baseline
▲ 0.50% · 4.625%
HK$40,759
+HK$2,041/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,436/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,344 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).