▼ 0.50% · 3.625%
HK$21,281
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,943
−HK$672/mo
Today · 4.125%
HK$22,615
baseline
▲ 0.50% · 4.625%
HK$23,991
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,230/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,675
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$644/mo
Today · 4.125%
HK$24,954
baseline
▲ 0.50% · 4.625%
HK$26,269
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,908/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,409
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$740/mo
Today · 4.125%
HK$24,877
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,754/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,042
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,741
−HK$708/mo
Today · 4.125%
HK$27,449
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,898/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,537
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,331
−HK$807/mo
Today · 4.125%
HK$27,138
baseline
▲ 0.50% · 4.625%
HK$28,790
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,276/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,410
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,172
−HK$773/mo
Today · 4.125%
HK$29,945
baseline
▲ 0.50% · 4.625%
HK$31,523
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,890/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,665
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$874/mo
Today · 4.125%
HK$29,400
baseline
▲ 0.50% · 4.625%
HK$31,189
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,800/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,777
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$837/mo
Today · 4.125%
HK$32,440
baseline
▲ 0.50% · 4.625%
HK$34,150
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,880/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,793
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$942/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,588
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,145
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$901/mo
Today · 4.125%
HK$34,935
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,870/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,914
−HK$1,009/mo
Today · 4.125%
HK$33,923
baseline
▲ 0.50% · 4.625%
HK$35,987
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,846/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$966/mo
Today · 4.125%
HK$37,431
baseline
▲ 0.50% · 4.625%
HK$39,404
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,862/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$1,076/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,386
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,880
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,030/mo
Today · 4.125%
HK$39,926
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,852/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,177
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,303
−HK$1,143/mo
Today · 4.125%
HK$38,446
baseline
▲ 0.50% · 4.625%
HK$40,785
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,892/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,247
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,327
−HK$1,095/mo
Today · 4.125%
HK$42,422
baseline
▲ 0.50% · 4.625%
HK$44,658
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,844/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,306
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,497
−HK$1,211/mo
Today · 4.125%
HK$40,708
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,416/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,615
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,757
−HK$1,160/mo
Today · 4.125%
HK$44,917
baseline
▲ 0.50% · 4.625%
HK$47,285
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,834/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).