▼ 0.50% · 3.625%
HK$20,561
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,200
−HK$650/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$623/mo
Today · 4.125%
HK$24,110
baseline
▲ 0.50% · 4.625%
HK$25,380
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,220/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,617
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$715/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,498
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,161
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,836
−HK$684/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$27,918
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,673
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$780/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,448
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$746/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,456
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,729
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,561
−HK$844/mo
Today · 4.125%
HK$28,405
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,810/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,736
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,533
−HK$809/mo
Today · 4.125%
HK$31,342
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,684/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,785
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$909/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,023
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,882
−HK$871/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,533
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,841
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,801
−HK$974/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,770
+HK$1,995/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,231
−HK$933/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,071
+HK$1,907/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,897
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,921
−HK$1,039/mo
Today · 4.125%
HK$34,960
baseline
▲ 0.50% · 4.625%
HK$37,088
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,920/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,598
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,580
−HK$995/mo
Today · 4.125%
HK$38,575
baseline
▲ 0.50% · 4.625%
HK$40,609
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,150/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,953
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,041
−HK$1,104/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,406
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,058/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,147
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,010
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,161
−HK$1,169/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,173
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,120/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$45,685
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,691 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).