▼ 0.50% · 3.625%
HK$19,320
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,921
−HK$611/mo
Today · 4.125%
HK$20,532
baseline
▲ 0.50% · 4.625%
HK$21,781
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,064/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,493
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,070
−HK$585/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$23,849
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,252
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,913
−HK$672/mo
Today · 4.125%
HK$22,585
baseline
▲ 0.50% · 4.625%
HK$23,959
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,170/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,643
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,277
−HK$643/mo
Today · 4.125%
HK$24,920
baseline
▲ 0.50% · 4.625%
HK$26,234
+HK$1,314/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,840/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,905
−HK$733/mo
Today · 4.125%
HK$24,638
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,276/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,792
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,484
−HK$701/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,618
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$794/mo
Today · 4.125%
HK$26,691
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,382/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$760/mo
Today · 4.125%
HK$29,451
baseline
▲ 0.50% · 4.625%
HK$31,003
+HK$1,552/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,902/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,048
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,889
−HK$855/mo
Today · 4.125%
HK$28,744
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,488/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$818/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,388
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,881
−HK$916/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$877/mo
Today · 4.125%
HK$33,982
baseline
▲ 0.50% · 4.625%
HK$35,773
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,964/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,912
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$976/mo
Today · 4.125%
HK$32,850
baseline
▲ 0.50% · 4.625%
HK$34,849
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,700/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,389
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$935/mo
Today · 4.125%
HK$36,247
baseline
▲ 0.50% · 4.625%
HK$38,158
+HK$1,911/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,494/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,844
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,866
−HK$1,038/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,539
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,519
−HK$994/mo
Today · 4.125%
HK$38,513
baseline
▲ 0.50% · 4.625%
HK$40,543
+HK$2,030/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,026/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$1,099/mo
Today · 4.125%
HK$36,957
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$2,249/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,914/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,052/mo
Today · 4.125%
HK$40,778
baseline
▲ 0.50% · 4.625%
HK$42,928
+HK$2,150/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,556/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,183 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).