▼ 0.50% · 3.625%
HK$16,027
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,525
−HK$507/mo
Today · 4.125%
HK$17,032
baseline
▲ 0.50% · 4.625%
HK$18,068
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,064/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,830
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,308
−HK$485/mo
Today · 4.125%
HK$18,793
baseline
▲ 0.50% · 4.625%
HK$19,783
+HK$990/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,586/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,629
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,178
−HK$557/mo
Today · 4.125%
HK$18,735
baseline
▲ 0.50% · 4.625%
HK$19,875
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,470/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,613
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,139
−HK$533/mo
Today · 4.125%
HK$20,672
baseline
▲ 0.50% · 4.625%
HK$21,762
+HK$1,090/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,344/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,232
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$608/mo
Today · 4.125%
HK$20,438
baseline
▲ 0.50% · 4.625%
HK$21,682
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,876/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,396
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$582/mo
Today · 4.125%
HK$22,551
baseline
▲ 0.50% · 4.625%
HK$23,740
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,102/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,835
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,483
−HK$658/mo
Today · 4.125%
HK$22,141
baseline
▲ 0.50% · 4.625%
HK$23,489
+HK$1,348/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,282/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,178
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,800
−HK$631/mo
Today · 4.125%
HK$24,431
baseline
▲ 0.50% · 4.625%
HK$25,719
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,862/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$709/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$679/mo
Today · 4.125%
HK$26,310
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,620/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,040
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$760/mo
Today · 4.125%
HK$25,548
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,554/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,096/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,744
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,462
−HK$727/mo
Today · 4.125%
HK$28,189
baseline
▲ 0.50% · 4.625%
HK$29,675
+HK$1,486/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,378/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,643
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$811/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,658/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,527
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$777/mo
Today · 4.125%
HK$30,069
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,585/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,138/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,093
−HK$861/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,762/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,310
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$825/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,632
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,848
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,746
−HK$911/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,523
+HK$1,866/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,093
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$873/mo
Today · 4.125%
HK$33,827
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,654/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,855 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).