▼ 0.50% · 3.625%
HK$18,474
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,049
−HK$584/mo
Today · 4.125%
HK$19,633
baseline
▲ 0.50% · 4.625%
HK$20,827
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,266/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,552
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$559/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,805
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,322
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,954
−HK$642/mo
Today · 4.125%
HK$21,596
baseline
▲ 0.50% · 4.625%
HK$22,910
+HK$1,314/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,192/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$615/mo
Today · 4.125%
HK$23,829
baseline
▲ 0.50% · 4.625%
HK$25,085
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,658/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,169
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$700/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$671/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,371/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,764
−HK$759/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,435
−HK$727/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,864
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$817/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,545
−HK$783/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$31,927
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,711
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,573
−HK$876/mo
Today · 4.125%
HK$29,449
baseline
▲ 0.50% · 4.625%
HK$31,241
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,898/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,829
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,656
−HK$838/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,713/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$934/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,912/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$895/mo
Today · 4.125%
HK$34,661
baseline
▲ 0.50% · 4.625%
HK$36,488
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,322/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$993/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,407
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$951/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$38,768
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,254
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$1,051/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,006/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,056/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,056 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).