▼ 0.50% · 3.625%
HK$20,444
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,080
−HK$646/mo
Today · 4.125%
HK$21,726
baseline
▲ 0.50% · 4.625%
HK$23,048
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,452/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,744
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,354
−HK$619/mo
Today · 4.125%
HK$23,973
baseline
▲ 0.50% · 4.625%
HK$25,236
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,946/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,489
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,188
−HK$711/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,353
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,689
−HK$681/mo
Today · 4.125%
HK$26,370
baseline
▲ 0.50% · 4.625%
HK$27,760
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,740/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,296
−HK$775/mo
Today · 4.125%
HK$26,071
baseline
▲ 0.50% · 4.625%
HK$27,658
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,142/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,293
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,025
−HK$742/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,284
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,577
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$840/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,360
−HK$805/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$32,807
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,622
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,512
−HK$905/mo
Today · 4.125%
HK$30,417
baseline
▲ 0.50% · 4.625%
HK$32,268
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,834/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,842
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$866/mo
Today · 4.125%
HK$33,562
baseline
▲ 0.50% · 4.625%
HK$35,331
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,124/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$969/mo
Today · 4.125%
HK$32,589
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,178/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$928/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,711
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,728
−HK$1,034/mo
Today · 4.125%
HK$34,762
baseline
▲ 0.50% · 4.625%
HK$36,877
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,524/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,390
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,366
−HK$990/mo
Today · 4.125%
HK$38,356
baseline
▲ 0.50% · 4.625%
HK$40,378
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,712/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,755
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,836
−HK$1,099/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$39,182
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,665
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,702
−HK$1,052/mo
Today · 4.125%
HK$40,754
baseline
▲ 0.50% · 4.625%
HK$42,902
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,508/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,944
−HK$1,163/mo
Today · 4.125%
HK$39,107
baseline
▲ 0.50% · 4.625%
HK$41,487
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,214/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,939
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,037
−HK$1,114/mo
Today · 4.125%
HK$43,151
baseline
▲ 0.50% · 4.625%
HK$45,425
+HK$2,274/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,302/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).