▼ 0.50% · 3.625%
HK$20,262
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,893
−HK$640/mo
Today · 4.125%
HK$21,533
baseline
▲ 0.50% · 4.625%
HK$22,843
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,066/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,542
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$614/mo
Today · 4.125%
HK$23,760
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,520/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,289
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,982
−HK$704/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,128
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,796
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$675/mo
Today · 4.125%
HK$26,136
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,272/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$769/mo
Today · 4.125%
HK$25,840
baseline
▲ 0.50% · 4.625%
HK$27,412
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,680/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,050
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,776
−HK$736/mo
Today · 4.125%
HK$28,512
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,024/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,161
−HK$832/mo
Today · 4.125%
HK$27,993
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,986/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,304
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$797/mo
Today · 4.125%
HK$30,887
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,774/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$896/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$858/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,017
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,339
−HK$961/mo
Today · 4.125%
HK$32,300
baseline
▲ 0.50% · 4.625%
HK$34,265
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,600/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,813
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,719
−HK$920/mo
Today · 4.125%
HK$35,639
baseline
▲ 0.50% · 4.625%
HK$37,518
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,278/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$1,025/mo
Today · 4.125%
HK$34,453
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,906/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,067
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$981/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,446
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,518
−HK$1,088/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$2,228/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,321
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,042/mo
Today · 4.125%
HK$40,391
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,782/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,472
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,607
−HK$1,152/mo
Today · 4.125%
HK$38,759
baseline
▲ 0.50% · 4.625%
HK$41,118
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,518/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,575
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,104/mo
Today · 4.125%
HK$42,767
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,534/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).