▼ 0.50% · 3.625%
HK$20,095
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,720
−HK$635/mo
Today · 4.125%
HK$21,355
baseline
▲ 0.50% · 4.625%
HK$22,655
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,710/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,356
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$608/mo
Today · 4.125%
HK$23,563
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,126/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,105
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$699/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,429/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$669/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,366/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$762/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,546
−HK$730/mo
Today · 4.125%
HK$28,276
baseline
▲ 0.50% · 4.625%
HK$29,767
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,552/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,124
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,936
−HK$826/mo
Today · 4.125%
HK$27,762
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,524/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,842
−HK$790/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,615/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$889/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,717
+HK$1,820/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,137
−HK$852/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,728
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,080
−HK$953/mo
Today · 4.125%
HK$32,033
baseline
▲ 0.50% · 4.625%
HK$33,982
+HK$1,949/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,066/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,433
−HK$912/mo
Today · 4.125%
HK$35,345
baseline
▲ 0.50% · 4.625%
HK$37,208
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,690/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$1,016/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,769
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,728
−HK$974/mo
Today · 4.125%
HK$37,702
baseline
▲ 0.50% · 4.625%
HK$39,689
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,404/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$1,080/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,513
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,034/mo
Today · 4.125%
HK$40,058
baseline
▲ 0.50% · 4.625%
HK$42,169
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,116/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$1,143/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,240
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,095/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,650
+HK$2,236/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,380 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).