▼ 0.50% · 3.625%
HK$18,006
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,566
−HK$569/mo
Today · 4.125%
HK$19,135
baseline
▲ 0.50% · 4.625%
HK$20,299
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,270/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,031
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,568
−HK$545/mo
Today · 4.125%
HK$21,113
baseline
▲ 0.50% · 4.625%
HK$22,226
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,226/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,806
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,422
−HK$626/mo
Today · 4.125%
HK$21,048
baseline
▲ 0.50% · 4.625%
HK$22,329
+HK$1,281/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,096/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,034
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$600/mo
Today · 4.125%
HK$23,225
baseline
▲ 0.50% · 4.625%
HK$24,449
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,450/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,279
−HK$683/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,359
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,037
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$654/mo
Today · 4.125%
HK$25,336
baseline
▲ 0.50% · 4.625%
HK$26,672
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,672/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,407
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$739/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,389
+HK$1,514/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,041
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$708/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$28,894
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,208
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,992
−HK$797/mo
Today · 4.125%
HK$26,789
baseline
▲ 0.50% · 4.625%
HK$28,419
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,578/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$763/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,117
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,849
−HK$853/mo
Today · 4.125%
HK$28,702
baseline
▲ 0.50% · 4.625%
HK$30,449
+HK$1,747/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,404/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,047
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,853
−HK$817/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,340
+HK$1,670/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,809
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,705
−HK$911/mo
Today · 4.125%
HK$30,616
baseline
▲ 0.50% · 4.625%
HK$32,479
+HK$1,863/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,232/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,050
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$872/mo
Today · 4.125%
HK$33,782
baseline
▲ 0.50% · 4.625%
HK$35,562
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,564/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$967/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,980/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$927/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$1,892/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,410
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,418
−HK$1,025/mo
Today · 4.125%
HK$34,443
baseline
▲ 0.50% · 4.625%
HK$36,539
+HK$2,096/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,886/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,056
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$981/mo
Today · 4.125%
HK$38,004
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,003/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,008/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).