▼ 0.50% · 3.625%
HK$17,552
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,098
−HK$555/mo
Today · 4.125%
HK$18,653
baseline
▲ 0.50% · 4.625%
HK$19,788
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,306/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,527
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,050
−HK$532/mo
Today · 4.125%
HK$20,582
baseline
▲ 0.50% · 4.625%
HK$21,667
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,164/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,308
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,908
−HK$610/mo
Today · 4.125%
HK$20,518
baseline
▲ 0.50% · 4.625%
HK$21,767
+HK$1,249/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,036/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,479
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,055
−HK$585/mo
Today · 4.125%
HK$22,640
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,280/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$666/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,746
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,432
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$637/mo
Today · 4.125%
HK$24,698
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,396/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,528
−HK$721/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,385
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,066
−HK$690/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,167
+HK$1,411/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$776/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,703
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$743/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,328
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,147
−HK$832/mo
Today · 4.125%
HK$27,979
baseline
▲ 0.50% · 4.625%
HK$29,682
+HK$1,703/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,958/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,290
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,076
−HK$797/mo
Today · 4.125%
HK$30,873
baseline
▲ 0.50% · 4.625%
HK$32,500
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,746/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,957
−HK$888/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,661
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,243
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$850/mo
Today · 4.125%
HK$32,931
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,862/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,839
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,767
−HK$943/mo
Today · 4.125%
HK$31,710
baseline
▲ 0.50% · 4.625%
HK$33,640
+HK$1,930/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,420/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,195
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,086
−HK$903/mo
Today · 4.125%
HK$34,989
baseline
▲ 0.50% · 4.625%
HK$36,833
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,978/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$998/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$2,043/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,091
−HK$956/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,000
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,926 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).