▼ 0.50% · 3.625%
HK$19,204
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,801
−HK$607/mo
Today · 4.125%
HK$20,408
baseline
▲ 0.50% · 4.625%
HK$21,650
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,816/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,364
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$581/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,124
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$668/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,366/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,500
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$639/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,044
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,761
−HK$729/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,980
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,637
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,324
−HK$698/mo
Today · 4.125%
HK$27,022
baseline
▲ 0.50% · 4.625%
HK$28,446
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,044/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$789/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,615/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,773
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,518
−HK$756/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,543/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,885
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$850/mo
Today · 4.125%
HK$28,571
baseline
▲ 0.50% · 4.625%
HK$30,310
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,142/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,910
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,712
−HK$813/mo
Today · 4.125%
HK$31,525
baseline
▲ 0.50% · 4.625%
HK$33,187
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,050/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,806
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,702
−HK$910/mo
Today · 4.125%
HK$30,612
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,863/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,224/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,046
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$872/mo
Today · 4.125%
HK$33,777
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,554/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,726
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$971/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,987/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$930/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$1,899/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,646
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,662
−HK$1,032/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,805
+HK$2,111/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,319
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,293
−HK$988/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,299
+HK$2,018/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,567
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,642
−HK$1,092/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,970
+HK$2,236/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,455
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,486
−HK$1,047/mo
Today · 4.125%
HK$40,533
baseline
▲ 0.50% · 4.625%
HK$42,669
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,066/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).