▼ 0.50% · 3.625%
HK$15,498
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,980
−HK$490/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,472
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,940/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,241
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,704
−HK$469/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,131
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,048
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,578
−HK$539/mo
Today · 4.125%
HK$18,117
baseline
▲ 0.50% · 4.625%
HK$19,219
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,234/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,965
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,474
−HK$516/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,044
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,598
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,176
−HK$588/mo
Today · 4.125%
HK$19,764
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,528/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,690
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$563/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$22,957
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,147
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,774
−HK$637/mo
Today · 4.125%
HK$21,411
baseline
▲ 0.50% · 4.625%
HK$22,714
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,822/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,414
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,015
−HK$610/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$24,870
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,697
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,372
−HK$686/mo
Today · 4.125%
HK$23,058
baseline
▲ 0.50% · 4.625%
HK$24,461
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,116/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,138
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,785
−HK$657/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,783
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$735/mo
Today · 4.125%
HK$24,705
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,410/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$703/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$784/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,955
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,586
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,326
−HK$750/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,346
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$833/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,702
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,310
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$798/mo
Today · 4.125%
HK$30,894
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,788/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,896
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,764
−HK$882/mo
Today · 4.125%
HK$29,646
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,803/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,292/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,034
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,867
−HK$844/mo
Today · 4.125%
HK$32,711
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,724/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,422/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).