▼ 0.50% · 3.625%
HK$16,559
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,074
−HK$523/mo
Today · 4.125%
HK$17,597
baseline
▲ 0.50% · 4.625%
HK$18,668
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,194/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,422
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,916
−HK$501/mo
Today · 4.125%
HK$19,417
baseline
▲ 0.50% · 4.625%
HK$20,441
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,834/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,215
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$575/mo
Today · 4.125%
HK$19,357
baseline
▲ 0.50% · 4.625%
HK$20,535
+HK$1,178/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$38,714/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,264
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,807
−HK$552/mo
Today · 4.125%
HK$21,359
baseline
▲ 0.50% · 4.625%
HK$22,485
+HK$1,126/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$42,718/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,871
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,489
−HK$628/mo
Today · 4.125%
HK$21,117
baseline
▲ 0.50% · 4.625%
HK$22,402
+HK$1,285/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$42,234/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,106
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,699
−HK$601/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,529
+HK$1,229/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,527
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,196
−HK$681/mo
Today · 4.125%
HK$22,877
baseline
▲ 0.50% · 4.625%
HK$24,269
+HK$1,392/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,754/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,948
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,591
−HK$651/mo
Today · 4.125%
HK$25,242
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,484/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,183
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,904
−HK$732/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,482
−HK$702/mo
Today · 4.125%
HK$27,184
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,433/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,368/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$785/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,606/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$752/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,535/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,494
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$837/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,713/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,475
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$802/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,705
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,150
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,026
−HK$890/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,820/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,317
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,157
−HK$852/mo
Today · 4.125%
HK$33,009
baseline
▲ 0.50% · 4.625%
HK$34,749
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$66,018/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,806
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,733
−HK$942/mo
Today · 4.125%
HK$31,675
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,928/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,350/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,048
−HK$903/mo
Today · 4.125%
HK$34,951
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$1,842/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,902/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).