▼ 0.50% · 3.625%
HK$20,285
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,916
−HK$641/mo
Today · 4.125%
HK$21,557
baseline
▲ 0.50% · 4.625%
HK$22,868
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,114/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,567
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,172
−HK$614/mo
Today · 4.125%
HK$23,786
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,572/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,313
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,007
−HK$705/mo
Today · 4.125%
HK$23,712
baseline
▲ 0.50% · 4.625%
HK$25,155
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,424/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$675/mo
Today · 4.125%
HK$26,164
baseline
▲ 0.50% · 4.625%
HK$27,544
+HK$1,380/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,328/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,099
−HK$769/mo
Today · 4.125%
HK$25,868
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,736/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,080
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,806
−HK$737/mo
Today · 4.125%
HK$28,543
baseline
▲ 0.50% · 4.625%
HK$30,047
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,086/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,370
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,190
−HK$834/mo
Today · 4.125%
HK$28,024
baseline
▲ 0.50% · 4.625%
HK$29,729
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,048/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,337
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,123
−HK$799/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,551
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$898/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,593
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$859/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,055
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,427
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,374
−HK$961/mo
Today · 4.125%
HK$32,335
baseline
▲ 0.50% · 4.625%
HK$34,303
+HK$1,968/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,670/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,850
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,758
−HK$921/mo
Today · 4.125%
HK$35,679
baseline
▲ 0.50% · 4.625%
HK$37,559
+HK$1,880/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,358/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,456
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,465
−HK$1,026/mo
Today · 4.125%
HK$34,491
baseline
▲ 0.50% · 4.625%
HK$36,590
+HK$2,099/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,982/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,107
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,075
−HK$982/mo
Today · 4.125%
HK$38,057
baseline
▲ 0.50% · 4.625%
HK$40,063
+HK$2,006/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,114/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,557
−HK$1,090/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,876
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,363
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,044/mo
Today · 4.125%
HK$40,436
baseline
▲ 0.50% · 4.625%
HK$42,567
+HK$2,131/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,872/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,513
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,648
−HK$1,154/mo
Today · 4.125%
HK$38,802
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,361/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,604/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,620
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,105/mo
Today · 4.125%
HK$42,814
baseline
▲ 0.50% · 4.625%
HK$45,071
+HK$2,257/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,628/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,875 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).