▼ 0.50% · 3.625%
HK$21,543
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,213
−HK$681/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,287
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,966
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,609
−HK$652/mo
Today · 4.125%
HK$25,261
baseline
▲ 0.50% · 4.625%
HK$26,593
+HK$1,332/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,522/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,697
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$749/mo
Today · 4.125%
HK$25,183
baseline
▲ 0.50% · 4.625%
HK$26,716
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,366/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$717/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,252
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$817/mo
Today · 4.125%
HK$27,473
baseline
▲ 0.50% · 4.625%
HK$29,144
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,946/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,531
−HK$782/mo
Today · 4.125%
HK$30,313
baseline
▲ 0.50% · 4.625%
HK$31,911
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,626/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,006
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,877
−HK$885/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,573
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$847/mo
Today · 4.125%
HK$32,839
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,678/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,160
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,098
−HK$953/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,951/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$913/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,230
+HK$1,864/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,314
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,320
−HK$1,021/mo
Today · 4.125%
HK$34,341
baseline
▲ 0.50% · 4.625%
HK$36,430
+HK$2,089/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,682/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,949
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,914
−HK$978/mo
Today · 4.125%
HK$37,892
baseline
▲ 0.50% · 4.625%
HK$39,889
+HK$1,997/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,784/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,469
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$1,089/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,859
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,346
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,044/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,623
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,762
−HK$1,158/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,368/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,743
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,109/mo
Today · 4.125%
HK$42,944
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,263/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,888/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,777
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,983
−HK$1,226/mo
Today · 4.125%
HK$41,209
baseline
▲ 0.50% · 4.625%
HK$43,716
+HK$2,507/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,418/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,139
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,296
−HK$1,174/mo
Today · 4.125%
HK$45,470
baseline
▲ 0.50% · 4.625%
HK$47,867
+HK$2,397/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,940/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).