▼ 0.50% · 3.625%
HK$20,452
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$646/mo
Today · 4.125%
HK$21,734
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,323/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,468/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$619/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,497
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,197
−HK$711/mo
Today · 4.125%
HK$23,908
baseline
▲ 0.50% · 4.625%
HK$25,363
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,816/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,028
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,699
−HK$681/mo
Today · 4.125%
HK$26,380
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,760/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,542
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$775/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,668
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,035
−HK$743/mo
Today · 4.125%
HK$28,778
baseline
▲ 0.50% · 4.625%
HK$30,295
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,556/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,588
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$840/mo
Today · 4.125%
HK$28,255
baseline
▲ 0.50% · 4.625%
HK$29,974
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,510/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,578
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,372
−HK$804/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$32,820
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,633
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,523
−HK$905/mo
Today · 4.125%
HK$30,428
baseline
▲ 0.50% · 4.625%
HK$32,280
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,856/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$867/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,344
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,678
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,632
−HK$970/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,585
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,129
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,044
−HK$929/mo
Today · 4.125%
HK$35,973
baseline
▲ 0.50% · 4.625%
HK$37,869
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,946/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,723
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$1,034/mo
Today · 4.125%
HK$34,775
baseline
▲ 0.50% · 4.625%
HK$36,891
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,550/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,380
−HK$991/mo
Today · 4.125%
HK$38,371
baseline
▲ 0.50% · 4.625%
HK$40,393
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,742/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,850
−HK$1,099/mo
Today · 4.125%
HK$36,949
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$2,248/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,898/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,679
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,717
−HK$1,052/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,149/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,813
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,163/mo
Today · 4.125%
HK$39,122
baseline
▲ 0.50% · 4.625%
HK$41,502
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,244/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,955
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,114/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,276/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).