▼ 0.50% · 3.625%
HK$16,528
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,042
−HK$522/mo
Today · 4.125%
HK$17,564
baseline
▲ 0.50% · 4.625%
HK$18,633
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,128/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,387
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,880
−HK$500/mo
Today · 4.125%
HK$19,380
baseline
▲ 0.50% · 4.625%
HK$20,402
+HK$1,022/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,760/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,180
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,746
−HK$575/mo
Today · 4.125%
HK$19,321
baseline
▲ 0.50% · 4.625%
HK$20,496
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,642/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,226
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,768
−HK$550/mo
Today · 4.125%
HK$21,318
baseline
▲ 0.50% · 4.625%
HK$22,442
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,636/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,833
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,450
−HK$627/mo
Today · 4.125%
HK$21,077
baseline
▲ 0.50% · 4.625%
HK$22,359
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,154/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,064
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,656
−HK$600/mo
Today · 4.125%
HK$23,256
baseline
▲ 0.50% · 4.625%
HK$24,482
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,512/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,486
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,154
−HK$679/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,223
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,544
−HK$650/mo
Today · 4.125%
HK$25,194
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,328/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,388/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,139
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,858
−HK$732/mo
Today · 4.125%
HK$24,590
baseline
▲ 0.50% · 4.625%
HK$26,086
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,180/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$700/mo
Today · 4.125%
HK$27,132
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,431/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,264/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,792
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$783/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,949
+HK$1,603/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,580
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,320
−HK$750/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,603
+HK$1,533/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$836/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,813
+HK$1,710/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,419
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$800/mo
Today · 4.125%
HK$31,008
baseline
▲ 0.50% · 4.625%
HK$32,643
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,016/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,097
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,971
−HK$888/mo
Today · 4.125%
HK$29,859
baseline
▲ 0.50% · 4.625%
HK$31,676
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,718/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,258
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,096
−HK$850/mo
Today · 4.125%
HK$32,946
baseline
▲ 0.50% · 4.625%
HK$34,683
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,892/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,675
−HK$940/mo
Today · 4.125%
HK$31,615
baseline
▲ 0.50% · 4.625%
HK$33,539
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,230/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,096
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,984
−HK$900/mo
Today · 4.125%
HK$34,884
baseline
▲ 0.50% · 4.625%
HK$36,723
+HK$1,839/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,768/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).