▼ 0.50% · 3.625%
HK$20,614
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,255
−HK$652/mo
Today · 4.125%
HK$21,907
baseline
▲ 0.50% · 4.625%
HK$23,240
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,814/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$624/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$716/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,903
−HK$686/mo
Today · 4.125%
HK$26,589
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,178/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,737
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,506
−HK$782/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,888
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,520
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,258
−HK$748/mo
Today · 4.125%
HK$29,006
baseline
▲ 0.50% · 4.625%
HK$30,535
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,012/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$812/mo
Today · 4.125%
HK$31,424
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,848/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,860
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$912/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,106
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,967
−HK$874/mo
Today · 4.125%
HK$33,841
baseline
▲ 0.50% · 4.625%
HK$35,625
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,682/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,883
−HK$977/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,860
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,322
−HK$936/mo
Today · 4.125%
HK$36,258
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$1,911/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,516/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,008
−HK$1,043/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$37,184
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,677
−HK$998/mo
Today · 4.125%
HK$38,675
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,350/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,044
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,134
−HK$1,107/mo
Today · 4.125%
HK$37,241
baseline
▲ 0.50% · 4.625%
HK$39,508
+HK$2,267/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,482/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,986
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,032
−HK$1,060/mo
Today · 4.125%
HK$41,092
baseline
▲ 0.50% · 4.625%
HK$43,258
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,184/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,105
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,260
−HK$1,172/mo
Today · 4.125%
HK$39,432
baseline
▲ 0.50% · 4.625%
HK$41,832
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,864/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,279
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,386
−HK$1,124/mo
Today · 4.125%
HK$43,510
baseline
▲ 0.50% · 4.625%
HK$45,803
+HK$2,293/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,020/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).