▼ 0.50% · 3.625%
HK$19,594
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,204
−HK$619/mo
Today · 4.125%
HK$20,823
baseline
▲ 0.50% · 4.625%
HK$22,090
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,646/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,798
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,383
−HK$593/mo
Today · 4.125%
HK$22,976
baseline
▲ 0.50% · 4.625%
HK$24,187
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,952/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$681/mo
Today · 4.125%
HK$22,905
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,810/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$653/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,332/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,244
−HK$743/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,508
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,860
−HK$711/mo
Today · 4.125%
HK$27,571
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,142/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,472
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,265
−HK$805/mo
Today · 4.125%
HK$27,070
baseline
▲ 0.50% · 4.625%
HK$28,717
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,140/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,098
−HK$771/mo
Today · 4.125%
HK$29,869
baseline
▲ 0.50% · 4.625%
HK$31,443
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,738/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,432
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$867/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,518
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$830/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,391
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$929/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$890/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,351
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,326
−HK$991/mo
Today · 4.125%
HK$33,317
baseline
▲ 0.50% · 4.625%
HK$35,344
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,634/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,813
−HK$949/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,699
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,310
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,346
−HK$1,053/mo
Today · 4.125%
HK$35,399
baseline
▲ 0.50% · 4.625%
HK$37,553
+HK$2,154/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,798/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,057
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,051
−HK$1,008/mo
Today · 4.125%
HK$39,059
baseline
▲ 0.50% · 4.625%
HK$41,118
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,118/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,367
−HK$1,114/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,762
+HK$2,281/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,237
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,289
−HK$1,068/mo
Today · 4.125%
HK$41,357
baseline
▲ 0.50% · 4.625%
HK$43,537
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,714/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).