▼ 0.50% · 3.625%
HK$20,364
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,997
−HK$644/mo
Today · 4.125%
HK$21,641
baseline
▲ 0.50% · 4.625%
HK$22,958
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,282/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,262
−HK$617/mo
Today · 4.125%
HK$23,879
baseline
▲ 0.50% · 4.625%
HK$25,137
+HK$1,258/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,758/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,400
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,097
−HK$708/mo
Today · 4.125%
HK$23,805
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,610/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,920
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$678/mo
Today · 4.125%
HK$26,266
baseline
▲ 0.50% · 4.625%
HK$27,651
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,532/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,437
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$772/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$739/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,473
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,296
−HK$837/mo
Today · 4.125%
HK$28,133
baseline
▲ 0.50% · 4.625%
HK$29,845
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$56,266/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$801/mo
Today · 4.125%
HK$31,042
baseline
▲ 0.50% · 4.625%
HK$32,678
+HK$1,636/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$62,084/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,509
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,396
−HK$901/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$32,141
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,716
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,567
−HK$863/mo
Today · 4.125%
HK$33,430
baseline
▲ 0.50% · 4.625%
HK$35,192
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,860/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,546
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,496
−HK$965/mo
Today · 4.125%
HK$32,461
baseline
▲ 0.50% · 4.625%
HK$34,436
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,922/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$925/mo
Today · 4.125%
HK$35,818
baseline
▲ 0.50% · 4.625%
HK$37,706
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,636/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$1,029/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,247
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$987/mo
Today · 4.125%
HK$38,206
baseline
▲ 0.50% · 4.625%
HK$40,220
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,412/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,619
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$1,094/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$39,028
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,513
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,546
−HK$1,047/mo
Today · 4.125%
HK$40,593
baseline
▲ 0.50% · 4.625%
HK$42,733
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,186/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,795
−HK$1,158/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,324
+HK$2,371/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,778
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,872
−HK$1,109/mo
Today · 4.125%
HK$42,981
baseline
▲ 0.50% · 4.625%
HK$45,247
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,962/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).