▼ 0.50% · 3.625%
HK$18,491
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,066
−HK$585/mo
Today · 4.125%
HK$19,651
baseline
▲ 0.50% · 4.625%
HK$20,846
+HK$1,195/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,302/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,571
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,123
−HK$560/mo
Today · 4.125%
HK$21,683
baseline
▲ 0.50% · 4.625%
HK$22,826
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,973
−HK$643/mo
Today · 4.125%
HK$21,616
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,232/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$616/mo
Today · 4.125%
HK$23,851
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,702/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$701/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,685
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,348
−HK$671/mo
Today · 4.125%
HK$26,019
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,038/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,039
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,786
−HK$760/mo
Today · 4.125%
HK$25,546
baseline
▲ 0.50% · 4.625%
HK$27,100
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,092/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,743
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,460
−HK$727/mo
Today · 4.125%
HK$28,187
baseline
▲ 0.50% · 4.625%
HK$29,673
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,374/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,888
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,693
−HK$818/mo
Today · 4.125%
HK$27,511
baseline
▲ 0.50% · 4.625%
HK$29,185
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,022/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,800
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$784/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$876/mo
Today · 4.125%
HK$29,476
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,952/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,684
−HK$840/mo
Today · 4.125%
HK$32,524
baseline
▲ 0.50% · 4.625%
HK$34,238
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,048/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$935/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,914
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,797
−HK$895/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,521
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$993/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$951/mo
Today · 4.125%
HK$36,860
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,720/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,284
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,319
−HK$1,052/mo
Today · 4.125%
HK$35,371
baseline
▲ 0.50% · 4.625%
HK$37,524
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,742/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,028
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,021
−HK$1,008/mo
Today · 4.125%
HK$39,029
baseline
▲ 0.50% · 4.625%
HK$41,086
+HK$2,057/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,058/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,278 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).