▼ 0.50% · 3.625%
HK$18,406
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$582/mo
Today · 4.125%
HK$19,561
baseline
▲ 0.50% · 4.625%
HK$20,751
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,122/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,477
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,026
−HK$557/mo
Today · 4.125%
HK$21,583
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,166/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,247
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,877
−HK$640/mo
Today · 4.125%
HK$21,517
baseline
▲ 0.50% · 4.625%
HK$22,826
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,034/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,524
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,129
−HK$612/mo
Today · 4.125%
HK$23,741
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,482/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,088
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,775
−HK$698/mo
Today · 4.125%
HK$23,473
baseline
▲ 0.50% · 4.625%
HK$24,901
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,946/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,572
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$669/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$757/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,547/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$724/mo
Today · 4.125%
HK$28,058
baseline
▲ 0.50% · 4.625%
HK$29,537
+HK$1,479/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,116/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,769
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$815/mo
Today · 4.125%
HK$27,385
baseline
▲ 0.50% · 4.625%
HK$29,051
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,770/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,436
−HK$780/mo
Today · 4.125%
HK$30,216
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,432/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,609
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$873/mo
Today · 4.125%
HK$29,341
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,682/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,539
−HK$836/mo
Today · 4.125%
HK$32,375
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,750/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,450
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,366
−HK$931/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$33,201
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,763
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$891/mo
Today · 4.125%
HK$34,533
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$1,820/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,066/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,291
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,264
−HK$989/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,276
+HK$2,023/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,744
−HK$947/mo
Today · 4.125%
HK$36,691
baseline
▲ 0.50% · 4.625%
HK$38,625
+HK$1,934/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,382/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,131
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,162
−HK$1,047/mo
Today · 4.125%
HK$35,209
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$2,142/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,418/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,858
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,847
−HK$1,003/mo
Today · 4.125%
HK$38,850
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,047/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,700/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).