▼ 0.50% · 3.625%
HK$20,115
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,741
−HK$636/mo
Today · 4.125%
HK$21,377
baseline
▲ 0.50% · 4.625%
HK$22,678
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,754/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,378
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,978
−HK$609/mo
Today · 4.125%
HK$23,587
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,174/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,127
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,815
−HK$699/mo
Today · 4.125%
HK$23,514
baseline
▲ 0.50% · 4.625%
HK$24,945
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,028/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,616
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,276
−HK$670/mo
Today · 4.125%
HK$25,946
baseline
▲ 0.50% · 4.625%
HK$27,314
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,892/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,138
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,889
−HK$763/mo
Today · 4.125%
HK$25,652
baseline
▲ 0.50% · 4.625%
HK$27,213
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,304/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,854
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$731/mo
Today · 4.125%
HK$28,305
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,610/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,150
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$827/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,481
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,092
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$791/mo
Today · 4.125%
HK$30,663
baseline
▲ 0.50% · 4.625%
HK$32,280
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,326/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,162
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,038
−HK$890/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,749
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,329
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,170
−HK$852/mo
Today · 4.125%
HK$33,022
baseline
▲ 0.50% · 4.625%
HK$34,763
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,044/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,173
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$953/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$34,016
+HK$1,951/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,567
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$914/mo
Today · 4.125%
HK$35,381
baseline
▲ 0.50% · 4.625%
HK$37,246
+HK$1,865/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,762/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,185
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,186
−HK$1,017/mo
Today · 4.125%
HK$34,203
baseline
▲ 0.50% · 4.625%
HK$36,284
+HK$2,081/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,406/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,805
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,765
−HK$974/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$39,729
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,196
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$1,081/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,043
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,035/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,212
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,208
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,334
−HK$1,144/mo
Today · 4.125%
HK$38,478
baseline
▲ 0.50% · 4.625%
HK$40,820
+HK$2,342/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,956/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,281
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,361
−HK$1,096/mo
Today · 4.125%
HK$42,457
baseline
▲ 0.50% · 4.625%
HK$44,695
+HK$2,238/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,914/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,647 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).