▼ 0.50% · 3.625%
HK$20,031
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,654
−HK$633/mo
Today · 4.125%
HK$21,287
baseline
▲ 0.50% · 4.625%
HK$22,582
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,574/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,284
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,882
−HK$606/mo
Today · 4.125%
HK$23,488
baseline
▲ 0.50% · 4.625%
HK$24,726
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,976/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,034
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,719
−HK$697/mo
Today · 4.125%
HK$23,416
baseline
▲ 0.50% · 4.625%
HK$24,840
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,832/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,513
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,170
−HK$667/mo
Today · 4.125%
HK$25,837
baseline
▲ 0.50% · 4.625%
HK$27,199
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,674/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,037
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,785
−HK$759/mo
Today · 4.125%
HK$25,544
baseline
▲ 0.50% · 4.625%
HK$27,099
+HK$1,555/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,088/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,741
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,458
−HK$728/mo
Today · 4.125%
HK$28,186
baseline
▲ 0.50% · 4.625%
HK$29,671
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,372/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,040
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,850
−HK$823/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,357
+HK$1,684/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,746
−HK$788/mo
Today · 4.125%
HK$30,534
baseline
▲ 0.50% · 4.625%
HK$32,144
+HK$1,610/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,068/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,043
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,915
−HK$887/mo
Today · 4.125%
HK$29,802
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,813/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,604/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,034
−HK$849/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,734/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,046
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,981
−HK$949/mo
Today · 4.125%
HK$31,930
baseline
▲ 0.50% · 4.625%
HK$33,873
+HK$1,943/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,860/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,426
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,323
−HK$909/mo
Today · 4.125%
HK$35,232
baseline
▲ 0.50% · 4.625%
HK$37,089
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,464/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,049
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,046
−HK$1,013/mo
Today · 4.125%
HK$34,059
baseline
▲ 0.50% · 4.625%
HK$36,132
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,118/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,655
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,611
−HK$970/mo
Today · 4.125%
HK$37,581
baseline
▲ 0.50% · 4.625%
HK$39,562
+HK$1,981/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,162/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,052
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,112
−HK$1,076/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,390
+HK$2,202/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,883
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,031/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,034
+HK$2,104/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,056
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,177
−HK$1,140/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,648
+HK$2,331/mo
Deposit HK$878K · loan HK$7.91M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,111
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,187
−HK$1,091/mo
Today · 4.125%
HK$42,278
baseline
▲ 0.50% · 4.625%
HK$44,507
+HK$2,229/mo
Deposit HK$878K · loan HK$7.91M · min. income ≈ HK$84,556/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,535 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).