▼ 0.50% · 3.625%
HK$20,328
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,960
−HK$643/mo
Today · 4.125%
HK$21,603
baseline
▲ 0.50% · 4.625%
HK$22,917
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,206/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,615
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,221
−HK$615/mo
Today · 4.125%
HK$23,836
baseline
▲ 0.50% · 4.625%
HK$25,093
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,672/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,361
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$707/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,209
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$677/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,602
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$771/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,501
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,138
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$739/mo
Today · 4.125%
HK$28,604
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,507/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,208/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,426
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,248
−HK$835/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,792
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,187
−HK$800/mo
Today · 4.125%
HK$30,987
baseline
▲ 0.50% · 4.625%
HK$32,621
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,974/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,459
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$900/mo
Today · 4.125%
HK$30,244
baseline
▲ 0.50% · 4.625%
HK$32,084
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,488/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,660
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$861/mo
Today · 4.125%
HK$33,371
baseline
▲ 0.50% · 4.625%
HK$35,130
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,742/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$964/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,972/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$923/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,639
+HK$1,884/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,525
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,536
−HK$1,028/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,667
+HK$2,103/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,183
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$984/mo
Today · 4.125%
HK$38,138
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,276/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,632
−HK$1,093/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$2,234/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,046/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,136/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$1,157/mo
Today · 4.125%
HK$38,885
baseline
▲ 0.50% · 4.625%
HK$41,251
+HK$2,366/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,770/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,706
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,798
−HK$1,108/mo
Today · 4.125%
HK$42,906
baseline
▲ 0.50% · 4.625%
HK$45,167
+HK$2,261/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,812/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,443 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).