▼ 0.50% · 3.625%
HK$18,608
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,186
−HK$588/mo
Today · 4.125%
HK$19,774
baseline
▲ 0.50% · 4.625%
HK$20,978
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,548/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,701
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,256
−HK$563/mo
Today · 4.125%
HK$21,819
baseline
▲ 0.50% · 4.625%
HK$22,969
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,638/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,468
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$647/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,771
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$620/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,024
−HK$705/mo
Today · 4.125%
HK$23,729
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,458/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$676/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,563
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,190
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,942
−HK$765/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,271
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,911
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$732/mo
Today · 4.125%
HK$28,365
baseline
▲ 0.50% · 4.625%
HK$29,860
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,730/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,051
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,861
−HK$823/mo
Today · 4.125%
HK$27,684
baseline
▲ 0.50% · 4.625%
HK$29,369
+HK$1,685/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,368/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,981
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,758
−HK$789/mo
Today · 4.125%
HK$30,547
baseline
▲ 0.50% · 4.625%
HK$32,157
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,094/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,911
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$883/mo
Today · 4.125%
HK$29,662
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,324/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$845/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,454
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,772
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,698
−HK$941/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,564
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,121
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$901/mo
Today · 4.125%
HK$34,910
baseline
▲ 0.50% · 4.625%
HK$36,751
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,820/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,633
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,617
−HK$999/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,662
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$957/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,048
+HK$1,956/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,494
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,535
−HK$1,059/mo
Today · 4.125%
HK$35,594
baseline
▲ 0.50% · 4.625%
HK$37,760
+HK$2,166/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,188/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,013/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,344
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,809 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).