▼ 0.50% · 3.625%
HK$19,629
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,239
−HK$621/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$22,129
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$594/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,592
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,263
−HK$683/mo
Today · 4.125%
HK$22,946
baseline
▲ 0.50% · 4.625%
HK$24,342
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,892/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,021
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,665
−HK$653/mo
Today · 4.125%
HK$25,318
baseline
▲ 0.50% · 4.625%
HK$26,653
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,636/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,555
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$745/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,518
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$807/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,768
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$773/mo
Today · 4.125%
HK$29,922
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,844/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,480
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,335
−HK$869/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,981
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,572
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$831/mo
Today · 4.125%
HK$32,223
baseline
▲ 0.50% · 4.625%
HK$33,922
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,446/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,359
−HK$931/mo
Today · 4.125%
HK$31,290
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,580/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$891/mo
Today · 4.125%
HK$34,525
baseline
▲ 0.50% · 4.625%
HK$36,345
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,050/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$993/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$951/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$38,768
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,407
−HK$1,055/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,619
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,123
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,118
−HK$1,010/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,191
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,332
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$1,117/mo
Today · 4.125%
HK$37,548
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,096/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,361
−HK$1,069/mo
Today · 4.125%
HK$41,430
baseline
▲ 0.50% · 4.625%
HK$43,614
+HK$2,184/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,860/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).