▼ 0.50% · 3.625%
HK$16,240
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,745
−HK$514/mo
Today · 4.125%
HK$17,259
baseline
▲ 0.50% · 4.625%
HK$18,309
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,518/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,067
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,552
−HK$491/mo
Today · 4.125%
HK$19,043
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,086/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,420
−HK$564/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$20,140
+HK$1,156/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,874
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$540/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,105/mo
Deposit HK$3.20M · loan HK$3.92M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$616/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,262
−HK$590/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,204/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,769
−HK$667/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,365/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,117
−HK$639/mo
Today · 4.125%
HK$24,756
baseline
▲ 0.50% · 4.625%
HK$26,061
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,512/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$719/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,632
+HK$1,470/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$688/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,360
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,118
−HK$770/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,463
+HK$1,575/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,827
−HK$738/mo
Today · 4.125%
HK$28,565
baseline
▲ 0.50% · 4.625%
HK$30,070
+HK$1,505/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,130/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,984
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,792
−HK$822/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,294
+HK$1,680/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,682
−HK$787/mo
Today · 4.125%
HK$30,469
baseline
▲ 0.50% · 4.625%
HK$32,075
+HK$1,606/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$60,938/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,467
−HK$872/mo
Today · 4.125%
HK$29,339
baseline
▲ 0.50% · 4.625%
HK$31,125
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,678/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,714
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$835/mo
Today · 4.125%
HK$32,373
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,746/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,232
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,142
−HK$923/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,956
+HK$1,891/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,521
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,393
−HK$885/mo
Today · 4.125%
HK$34,278
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$1,806/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,556/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).