▼ 0.50% · 3.625%
HK$20,316
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,948
−HK$642/mo
Today · 4.125%
HK$21,590
baseline
▲ 0.50% · 4.625%
HK$22,903
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,180/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,601
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$615/mo
Today · 4.125%
HK$23,822
baseline
▲ 0.50% · 4.625%
HK$25,078
+HK$1,256/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,644/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,042
−HK$707/mo
Today · 4.125%
HK$23,749
baseline
▲ 0.50% · 4.625%
HK$25,194
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,498/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,528
−HK$676/mo
Today · 4.125%
HK$26,204
baseline
▲ 0.50% · 4.625%
HK$27,585
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,408/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,137
−HK$771/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,484
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,121
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,849
−HK$737/mo
Today · 4.125%
HK$28,586
baseline
▲ 0.50% · 4.625%
HK$30,093
+HK$1,507/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$57,172/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,232
−HK$835/mo
Today · 4.125%
HK$28,067
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,707/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,134/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,169
−HK$800/mo
Today · 4.125%
HK$30,969
baseline
▲ 0.50% · 4.625%
HK$32,601
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,938/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,442
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,327
−HK$898/mo
Today · 4.125%
HK$30,225
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,450/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$861/mo
Today · 4.125%
HK$33,351
baseline
▲ 0.50% · 4.625%
HK$35,109
+HK$1,758/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,702/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,421
−HK$963/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,355
+HK$1,971/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,901
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,811
−HK$922/mo
Today · 4.125%
HK$35,733
baseline
▲ 0.50% · 4.625%
HK$37,617
+HK$1,884/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,466/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,505
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$1,027/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,645
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,162
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,131
−HK$984/mo
Today · 4.125%
HK$38,115
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,009/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,230/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,611
−HK$1,091/mo
Today · 4.125%
HK$36,702
baseline
▲ 0.50% · 4.625%
HK$38,936
+HK$2,234/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,404/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,422
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,452
−HK$1,045/mo
Today · 4.125%
HK$40,497
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,994/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,568
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,706
−HK$1,155/mo
Today · 4.125%
HK$38,861
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,365/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,722/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,682
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,773
−HK$1,107/mo
Today · 4.125%
HK$42,880
baseline
▲ 0.50% · 4.625%
HK$45,140
+HK$2,260/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,760/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,282 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).