▼ 0.50% · 3.625%
HK$21,950
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$694/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$665/mo
Today · 4.125%
HK$25,739
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,478/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,145
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,896
−HK$763/mo
Today · 4.125%
HK$25,659
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,318/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,861
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$731/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,340
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$832/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,695
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,303
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$797/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,423
−HK$902/mo
Today · 4.125%
HK$30,325
baseline
▲ 0.50% · 4.625%
HK$32,170
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,650/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,745
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,597
−HK$863/mo
Today · 4.125%
HK$33,460
baseline
▲ 0.50% · 4.625%
HK$35,224
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,920/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,730
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,686
−HK$971/mo
Today · 4.125%
HK$32,657
baseline
▲ 0.50% · 4.625%
HK$34,644
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,314/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,187
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$930/mo
Today · 4.125%
HK$36,034
baseline
▲ 0.50% · 4.625%
HK$37,934
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,068/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$1,041/mo
Today · 4.125%
HK$34,990
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,980/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,629
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$997/mo
Today · 4.125%
HK$38,608
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,216/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,120
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$1,110/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,071
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,063/mo
Today · 4.125%
HK$41,182
baseline
▲ 0.50% · 4.625%
HK$43,353
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,364/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,476
−HK$1,179/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$42,068
+HK$2,413/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,513
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,626
−HK$1,130/mo
Today · 4.125%
HK$43,756
baseline
▲ 0.50% · 4.625%
HK$46,062
+HK$2,306/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,512/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,510
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,739
−HK$1,249/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,543
+HK$2,555/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,955
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,196/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,442/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,619 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).