▼ 0.50% · 3.625%
HK$20,411
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,046
−HK$645/mo
Today · 4.125%
HK$21,691
baseline
▲ 0.50% · 4.625%
HK$23,011
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,382/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,707
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,316
−HK$618/mo
Today · 4.125%
HK$23,934
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,868/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,452
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$709/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$680/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,256
−HK$774/mo
Today · 4.125%
HK$26,030
baseline
▲ 0.50% · 4.625%
HK$27,613
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,060/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,980
−HK$741/mo
Today · 4.125%
HK$28,721
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,442/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,535
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$839/mo
Today · 4.125%
HK$28,199
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,716/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,398/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,520
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$804/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$32,755
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,465
−HK$903/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,848/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,790
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$865/mo
Today · 4.125%
HK$33,508
baseline
▲ 0.50% · 4.625%
HK$35,274
+HK$1,766/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,016/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,617
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$968/mo
Today · 4.125%
HK$32,537
baseline
▲ 0.50% · 4.625%
HK$34,517
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,074/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,061
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,975
−HK$926/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,658
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$1,032/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,818
+HK$2,112/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,332
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,306
−HK$989/mo
Today · 4.125%
HK$38,295
baseline
▲ 0.50% · 4.625%
HK$40,313
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,590/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,699
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$1,096/mo
Today · 4.125%
HK$36,875
baseline
▲ 0.50% · 4.625%
HK$39,119
+HK$2,244/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,750/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,603
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,638
−HK$1,050/mo
Today · 4.125%
HK$40,688
baseline
▲ 0.50% · 4.625%
HK$42,833
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,376/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,740
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,883
−HK$1,161/mo
Today · 4.125%
HK$39,044
baseline
▲ 0.50% · 4.625%
HK$41,420
+HK$2,376/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,088/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,873
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,970
−HK$1,112/mo
Today · 4.125%
HK$43,082
baseline
▲ 0.50% · 4.625%
HK$45,353
+HK$2,271/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,164/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).