▼ 0.50% · 3.625%
HK$17,091
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$541/mo
Today · 4.125%
HK$18,163
baseline
▲ 0.50% · 4.625%
HK$19,268
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,326/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,013
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,523
−HK$518/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,097
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,800
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,385
−HK$594/mo
Today · 4.125%
HK$19,979
baseline
▲ 0.50% · 4.625%
HK$21,195
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,958/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,915
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$569/mo
Today · 4.125%
HK$22,045
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,090/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,509
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,147
−HK$648/mo
Today · 4.125%
HK$21,795
baseline
▲ 0.50% · 4.625%
HK$23,121
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,816
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,428
−HK$621/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,218
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$702/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$25,048
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$673/mo
Today · 4.125%
HK$26,053
baseline
▲ 0.50% · 4.625%
HK$27,426
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,106/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,927
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$757/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,975
+HK$1,547/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,619
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,333
−HK$724/mo
Today · 4.125%
HK$28,057
baseline
▲ 0.50% · 4.625%
HK$29,536
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,114/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,636
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$810/mo
Today · 4.125%
HK$27,244
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,488/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,520
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,285
−HK$776/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,585/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$864/mo
Today · 4.125%
HK$29,060
baseline
▲ 0.50% · 4.625%
HK$30,828
+HK$1,768/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,120/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,421
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$828/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,690/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$918/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,755
+HK$1,879/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,323
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,190
−HK$879/mo
Today · 4.125%
HK$34,069
baseline
▲ 0.50% · 4.625%
HK$35,865
+HK$1,796/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,138/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,720
−HK$973/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,989/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$931/mo
Today · 4.125%
HK$36,073
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,146/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,855 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).